recover covermade for you

Make the most of a cash payment to help cover costs like parking, taxis to doctors and babysitters when you’re recovering from an illness or injury.

• Pays $5,000 for accidents requiring surgery^*, or for a number of serious illnesses.
• For those aged 16–60, with cover expiring at 65.
• Costs from $2.50 per week, based on single cover (price will rise to $3 per week for singles and $6 per week for families from 15 June 2022).

Get cash paid direct to you for common kids’ injuries to help cover costs like splints and extra treatments, or even use it to keep the house running while they get better.

• Pays up to $3,000 for broken bones, $1,750 for specified burns and $5,000 for internal injuries.
• Apply for children under 17 years old, with cover expiring at 22.
• Costs only $1.25 a week, per child (for children under 17).

Stay on top of bills and mortgage repayments if you're unable to work with cover that can help keep you afloat when recovering from an illness or an injury.

• Pays up to 70% of your average monthly income^ (up to $7,500 per month for up to 12 months) if you can't work for more than 30 days because of an illness or injury*.
• For those aged 18–60, with cover expiring at 65.
• From $2.65 per week^#.

Deal with the unpredictable financial impact of serious illness with a fast cash payment so you can concentrate on your health and recovery instead of bills.

• Pays up to $50,000, depending on your level of cover, for serious specified illnesses like heart attacks, cancers or strokes, excluding pre-existing conditions^**.
• For those aged 18–54, with cover expiring at 65.
• Costs from $2.30 per week, based on $25,000 single cover for those aged 18–34.

Get a lump sum if you’re diagnosed with a terminal illness^^ or when you pass away so your family can worry less about money and focus on dealing with their loss.

• Pays up to $500,000 in the event of death or terminal illness, based on the level of cover you choose, or up to $1 million if you die of an accident⁺⁺.
• For those aged 18–54, with cover expiring at 70.
• From $3.45 per week^##.

Recover your way from accidents big and small with a cash payment to help take care of costs like meals, cleaners and visits to the doctor.

• Pays up to $15,000 for specified injuries^*** like fractures and burns, and up to $50,000 for accidental death⁺⁺ depending on your level of cover.
• For those aged 55–74, with cover expiring at 85.
• Costs from $3.20 per week, based on single cover level of $25,000.

Take a quick cash payout to help with unexpected recovery costs like an Uber Comfort for your broken leg, extra treatments and therapies, or a little extra time off work.

• Pays up to $5,000 if you need surgery after an accident, for burns and fractures, or for a range of illnesses like cancers and certain heart conditions.
• For those aged 16–30, with cover expiring at 65.
• Costs from $7 per week for those aged 16­–34.

"Critical Illness cover can really assist financially when you're sick and need to recover."

Liz, Recover Cover member, Critical Illness Cover

"It’s not about the amount of money, it’s the fact HCF took the time to read into my claim."

Abby, Recover Cover member, Kids' Accident Cover

"It provided another layer of insurance for my family."

Vivian, Recover Cover member, Cash Back Cover